When you make a claim for compensation for whiplash, your solicitor will take care of the claims process for you from start to finish, so that you can focus on your recovery. The only involvement you will have personally is to clarify the facts surrounding your case, and you will also need to attend a medical examination as part of your claim.
Types of compensation
When you make a claim for whiplash, the settlement demand that is put forward to the other side is made up of two parts: General damages; which is the compensation awarded for your injuries, and special damages; which is the compensation awarded for any financial losses related to your injuries. These are added together, to form a single lump sum.
How compensation amounts are determined
All claims for compensation should be fair and proportionate to the following:
- The extent of the victim’s injuries;
- The victim’s estimated recovery period;
- The victim’s prognosis for the future.
To establish these things, the victim must attend a medical examination. This examination will be set up by the victim’s solicitor, usually 2-3 weeks into the claims process. Depending on the symptoms found, the medical examiner may order an x-ray or an MRI scan so that the true extent of the injuries can be established. The point of the examination is to create a current medical report, which will then be used by the solicitor to build a strong case.
How whiplash injuries are graded
Whiplash is graded on a scale of 1-4, with 1 being minor, 2 being moderate, 3 being moderately severe and 4 being severe. Your whiplash will be given a grade and past cases will be referred to, to determine a fair and proportionate settlement figure. The higher your grade of whiplash, then the more compensation you can expect.
How much compensation can I expect?
This depends on the extent of your injuries, and how your injuries have and will affect your life. The more severe your injuries are, and the bigger the impact they will have on you personally, then the more financial compensation you can expect. Furthermore, additional factors like your age, profession and hobbies will also be considered by your solicitor, to get you a final compensation figure that reflects your individual circumstances.
Whiplash pay-outs range from £1,000 to £100,000. However, most whiplash pay-outs are between £1,000 and £3,500 for minor whiplash. The highest pay-outs are only awarded in cases where the victim will experience on-going symptoms. More info about this can be found at: https://www.accidentadvicehelpline.co.uk/blog/average-payout-whiplash-claims/, and here you can also speak to a solicitor to get a more accurate estimated pay-out figure.